Delinquent
/dɪˈlɪŋkwənt/
noun
One who disobeys or breaks rules or laws.
A person who has not paid his or her debts.
A term applied to royalists by their opponents in the English Civil War 1642-1645. Charles I was known as the chief delinquent.
adjective
Late or failing to pay a debt or other financial obligation, like a mortgage or loan.
“Fred is delinquent in making his car payment.”
Failing in or neglectful of a duty or obligation; guilty of a misdeed or offense
Synonyms: defaulting